Batesville Herald Tribune, Batesville, Indiana

August 9, 2013

Guide helps owners tackle insurance changes

The Batesville Herald-Tribune

---- — Small Business Majority has unveiled the Health Coverage Guide (, an online resource that provides small business owners with objective, step-by-step information on how to navigate the health care market with the new law, the Affordable Care Act, taking full effect Jan. 1, 2014.

The health care landscape has been shifting significantly since the Affordable Care Act was signed into law in March 2010. In October, open enrollment for state health insurance marketplaces begins, and the bulk of the law’s provisions – including that everyone have insurance – go into effect in January 2014.

The guide walks small business owners through the complex terminology, laws and options of the health insurance market and helps them determine if offering insurance to their employees is financially feasible.

It will also help them narrow down the types of plans best suited to their needs and covers federal and state health care laws all entrepreneurs should be aware of. It is intended solely for informational use. Small Business Majority does not endorse a particular plan type, broker or carrier.

The coverage guide has four main sections that cover:

• Frequently asked questions about the Affordable Care Act.

• The main issues to consider when deciding if it’s affordable to purchase health insurance for employees.

• Steps to follow if employers decide to purchase coverage, plus alternative health care options to suggest to employees if group coverage is financially out of reach.

• Tools such as a tax credit calculator, which estimates how much federal health care tax credit employers qualify for.